Smooth Sailing


A boat is big fun, but it’s a big investment and an even bigger responsibility. At McFall & Back Insurance Agency, we can help you to build the best coverage to protect your investment. Your protection package can include:


Liability coverage – Protects you against the cost of personal injury to others and property damage to others’ physical property that you cause.


Physical damage coverage – Pays for damage to your boat, motor and trailer.


Uninsured watercraft coverage – Pays for bodily injury damages that you’re legally entitled to recover from the owner or operator of an uninsured watercraft.


Medical payments to the insured coverage – Pays for accidental boating injuries sustained by you or your family members.


Medical payments to others coverage – Pays medical costs to individuals who are injured while occupying your boat.


Extra Coverage – When it’s Good to Go “Overboard” Your boat might have special needs depending on what type it is or where and how it’s docked. At McFall & Back Insurance Agency we can walk you through these coverage extras if you need them:


Equipment and accessories coverage – Pays for losses to equipment used with your boat such as anchors, oars, water skis and more.


Emergency service coverage – Provides emergency assistance, including fees paid for delivery of fuel, oil or batteries, mechanical labor at the place of breakdown, and towing.


Personal effects coverage – Pays for accidental loss of your personal items while used in connection with your boat.


Loan gap coverage – Pays either the outstanding loan balance or the actual cash value of the boat, whichever is greater, in the event of a total loss to your boat.


Boat Owner Plus Protection – Provides extra coverage beyond that of your Boat Owner policy. The Boat Owner Plus endorsement offers additional protection including new boat replacement cost, emergency service, personal effects and waiver of deductible.

Contact McFall & Back Insurance Agency now to get more information about our products and services.

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