Policy Discounts

Cutting Your Costs: The Power of Discounts

You might have a spotless driving record, or a son or daughter under your roof getting good grades. Maybe you drive a safe or fuel-sipping vehicle, or have a life or homeowner policy with McFall Insurance? Any or all of these can equal discounts that can save you money on your policy. Contact Us to see if you’re eligible. Who says being good doesn’t pay off?

Auto Insurance Discounts

Discounts can go a long way in saving you money on your insurance. Auto discounts include:

Multi-Policy Discount – This discount is available if you have your home insured with Grange.

Good Student Discount – Full-time students and college graduates up to age 25 with grade-point averages of B or better may qualify for a Good Student Discount.

Defensive Driver Discount – Available to drivers who have successfully completed the National Safety Council’s Defensive Driving Course or a motor vehicle accident prevention course.

Accident/Violation-Free Discount – Drivers who have not had any at-fault accidents or citations during a period of time specified may be eligible for this discount. Minor traffic violation eligibility requirements vary by state.

Passive Restraint Discount – Drivers with cars that have automatic seatbelts and/or driver side and passenger air bags may be eligible for a Passive Restraint Discount.

Auto/Life Discount – You may be eligible to earn a discount on your Grange Auto policy if you also have a qualifying life insurance policy with Grange.

Homeownership Discount – You may be eligible for a homeownership discount if you own a single-family home, mobile home, town home or condominium that’s not insured with Grange.

Paid In Full Discount – Your premium will be discounted if you pay 100% of the policy premium by the initial due date.

Hybrid Vehicle Discount – If you own a vehicle that’s powered by a combination of gasoline and electricity, you may be eligible for the Hybrid Vehicle Discount.

Boat Owner Discounts

Discounts can go a long way in saving you money on your insurance. Boat discounts include:

Loss Free Discount – This discount is applied if you have not had a boat loss in the past three years.

Multi-Policy Discount – This discount is available if your home and auto are insured with Grange.

Safety Course Discount – You’ll receive a premium discount if you complete Power Squadron or U.S. Coast Guard courses.

Safety Device Discount – A discount will be applied for safety devices kept on board your boat, including but not limited to, fire extinguishers, bilge pumps, depth finders, radar and GPS systems.

Motorcycle Owner Discounts

Discounts can go a long way in saving you money on your insurance. Motorcycle discounts include:

Multi-Policy Discount – This discount is available if you have your home and auto insured with Grange.

Multi-Motorcycle Discount – A Multi-Motorcycle Discount applies when more than one motorcycle in your household is insured with Grange.

Anti-Theft Devices Discount – You’ll receive a discount if your motorcycle has an audible anti-theft device

Safety Riding Course Completion Discount – You’ll be eligible for the Safety Riding Course Completion Discount if you have successfully completed a safety riding course within the past three years.

Lay-Up Period Discount – Grange offers a credit for three-month and five-month lay-up periods while your bike is stored during the winter months.

Association Discount – You will receive a discount if you are a member of a motorcycle association, such as American Motorcycle Association or Harley-Owners Group.

Recreational Vehicle Discounts

Discounts can go a long way in saving you money on your insurance. Recreational vehicle discounts include:

Multi-Policy Discount – This discount is available if your home and auto are insured with Grange.

Auto/Life Discount – You may be eligible to earn a discount on your Grange recreational vehicle policy if you also have a qualifying life insurance policy with Grange.

Anti-Theft Discount – Drivers with antique, classic or special interest vehicles with an anti-theft device are eligible for this discount.